Terms of Use

1. Acceptance of these Terms

These Terms of Use (the "Terms") govern your access to and use of the FundMyPrediction website, applications, and services (together, the "Platform", operated by "FundMyPrediction", "FMP", "we", "us"). By creating an account, purchasing a challenge, or otherwise using the Platform, you agree to be bound by these Terms. If you do not agree, do not access or use the Platform. We may modify these Terms at any time (see Section 15); continued use after changes take effect constitutes acceptance of the updated Terms.

2. What the Platform is

FundMyPrediction is a skill-evaluation service for prediction-market trading. When you purchase a challenge, you receive access to a simulated trading account with a virtual balance. Your simulated orders are priced against live, third-party prediction-market data (including publicly available Polymarket market data), but no real orders are placed on any market on your behalf, and none of your money is ever staked, wagered, or invested in any market. Your challenge fee pays for access to the evaluation and the Platform's tools — it is not a deposit, a stake, or an investment.

3. Eligibility

• You must be at least 18 years old (or the age of majority where you live, if higher).
• You must provide accurate, complete registration information and keep it current.
• You may not use the Platform where doing so would violate the laws that apply to you. You are responsible for confirming that your use is lawful in your jurisdiction.
• We reserve the right to refuse, suspend, or withdraw service to anyone at our reasonable discretion, including where we suspect a breach of these Terms.

4. Your account and its security

• You are responsible for keeping your credentials — including password and magic login links — confidential, and for all activity under your account.
• Notify us immediately at [email protected] if you suspect unauthorised use of your account.
• One person, one registration. You may hold multiple challenge or funded accounts under your single registration, but creating additional registrations — to conceal your identity, re-attempt after a ban, hedge, or gain any other advantage — is prohibited. Duplicate registrations will be terminated and their associated purchases and profits may be forfeited without refund.
• Sharing your account with, or trading on behalf of, another person is prohibited.

5. Challenges and funded accounts

Each challenge has published parameters — for example a profit target, maximum daily loss, maximum trailing drawdown, and minimum number of trading days — shown at the time of purchase and inside the Platform. Passing a challenge requires meeting all of its criteria. Breaching a risk rule ends the challenge. We may modify challenge parameters for future purchases; active challenges remain governed by the rules in effect when they were activated.

Completing all requirements qualifies you for a funded account. Funded accounts are also simulated, and remain subject to ongoing risk-management rules equivalent to the evaluation phase (including maximum daily loss and trailing drawdown), as shown in the Platform. Violating a funded-account rule ends that account. Profits generated in a funded account entitle you to real payouts under the profit split displayed for your account, subject to these Terms, our review process, and Section 7. We may suspend or terminate any funded account that we reasonably determine is engaged in the prohibited practices described in Section 8.

6. Fees, payments, and refunds

• Challenge fees are one-time, non-recurring charges, processed by third-party payment providers (card and cryptocurrency rails). We do not store your full card or banking details. All prices are in USD unless stated otherwise.
• Prices, add-ons, and any discounts are shown at checkout.
• A challenge fee becomes non-refundable once the challenge is activated — that is, once the first prediction is placed on the account.
• Refund requests for unactivated challenges may be submitted within 48 hours of purchase to [email protected].
• Initiating a chargeback on a delivered service instead of contacting us is grounds for account termination and forfeiture of associated profits.
• Promotional, test, or complimentary accounts carry no entitlement to payouts unless we state otherwise in writing.

7. Payouts, identity verification, and audits

• Funded traders are entitled to the profit split displayed for their account (up to 90% of net profits), per the funded-account terms issued with it.
• Payout requests are reviewed before approval. Review covers compliance with these Terms, the account's trading rules, and the fair-play standards in Section 8, and may include an audit of the account's trading history.
• Before any payout is released, we may require you to complete identity verification (KYC) through us or a third-party verification provider — including a valid government-issued identity document and a liveness check — to meet know-your-customer and anti-money-laundering (AML) requirements. Payouts are not released until verification has been completed and approved.
• Payouts follow the schedule and any minimum threshold shown in the Platform, and may be delayed where there is reasonable suspicion of prohibited practices or where additional verification is required.
• Approved payouts are paid using the method agreed with you. You are solely responsible for any taxes arising from payouts you receive.

8. Prohibited practices and fair play

The Platform simulates fills against real market data, and real markets have imperfections. You agree not to exploit them. The following are strictly prohibited and may result in account termination and forfeiture of profits obtained through such conduct:

• Exploiting platform latency, data-feed errors, stale prices, one-sided or empty order books, pricing errors, or valuation artifacts rather than making genuine predictions;
• Coordinating trades across multiple accounts or with other traders, or hedging positions across separate registrations;
• Using automated trading bots, scripts, or high-frequency techniques, or scraping the Platform, without our prior written approval;
• Reverse engineering, probing, or otherwise interfering with the Platform's software or infrastructure;
• Sharing account credentials with any third party;
• Any form of market manipulation, deception, or abuse directed at the Platform, other users, or underlying markets.

We may void trades, results, or accounts obtained through prohibited conduct or through Platform error, and may correct erroneous fills, marks, or resolutions so that results reflect genuine market conditions.

9. Not gambling, not investment advice

The Platform is a simulated-trading evaluation service. You never bet, wager, or risk money on market outcomes — your only payment is the challenge fee for the evaluation service itself. Nothing on the Platform is investment, financial, legal, or tax advice; market data, prices, charts, and commentary are provided for informational purposes only. FundMyPrediction is not a broker, exchange, or fund, and is not affiliated with, endorsed by, or connected to Polymarket or any other market operator whose public data appears on the Platform.

10. Affiliates and referrals

Our affiliate programme pays commissions on qualifying referred purchases, at the rates shown in your affiliate dashboard. Commissions accrue only on genuine, paid purchases — self-referrals, test payments, refunded or charged-back purchases, and purchases produced by prohibited conduct do not qualify. We may adjust programme rates prospectively and may withhold commissions connected to fraud or abuse.

11. Intellectual property

The Platform, including its software, design, text, and branding, belongs to us or our licensors. We grant you a limited, revocable, non-exclusive, non-transferable licence to use the Platform for its intended purpose. Third-party market data remains the property of its respective owners.

12. Availability and changes

The Platform is provided "as is" and "as available". We do not guarantee uninterrupted operation, and third-party data feeds may be delayed, incomplete, or wrong. We may modify, suspend, or discontinue any part of the Platform. Where reasonably possible we will give notice of material changes.

13. Limitation of liability

To the maximum extent permitted by law: we are not liable for indirect, incidental, special, consequential, or punitive damages, or for lost profits, data, or goodwill; and our total liability for all claims arising out of or relating to the Platform is limited to the total fees you paid us in the twelve months before the event giving rise to the claim. Nothing in these Terms excludes liability that cannot lawfully be excluded.

14. Indemnity and termination

You agree to indemnify us against claims, damages, and reasonable costs arising from your breach of these Terms or your misuse of the Platform. You may stop using the Platform at any time. We may suspend or terminate accounts that breach these Terms, with notice where practicable. Sections that by their nature should survive termination (including 8, 9, 11, 13, and this Section) survive.

15. Changes to these Terms

We may update these Terms from time to time. The "Last updated" date above reflects the current version, and material changes will be announced on the Platform or by email. Continued use after changes take effect constitutes acceptance.

16. Governing law and contact

These Terms are governed by the laws of the jurisdiction in which the operator is established, and disputes belong to the courts of that jurisdiction, unless the law that applies to you requires otherwise.

Questions about these Terms: [email protected].