Privacy Policy

Overview

This Privacy Policy explains how FundMyPrediction ("FMP", "we", "us", or "our") collects, uses, discloses, and protects information when you access or use our website, evaluation challenges, accounts, dashboards, and related services (collectively, the "Services"). By using the Services, you consent to the practices described in this Policy. If you do not agree, do not use the Services.

1. Information We Collect

1.1 Information you provide

• Account and contact data — your name, email address, and password (stored only as a salted hash, never in plain text).
• Identity and verification data (KYC) — where required for compliance, fraud prevention, or payouts: a government-issued identity document, date of birth, and related documentation, including a liveness check, processed by us or a specialist verification provider.
• Payment and payout data — order details (amount, product, status), cryptocurrency wallet addresses and transaction identifiers, and payout-provider details. We do not store full card numbers; card payments are processed by Stripe and cryptocurrency payments by CoinPayments.
• Communications — messages you send to us, including support requests to [email protected].
• Affiliate data — where applicable: your referral code, referred activity, commission balances, and payout information.

1.2 Information collected automatically

• Platform activity — your challenges, simulated trades, positions, equity history, alerts, and payout requests.
• Technical data — IP address and the approximate country derived from it, device and browser information, and timestamps of access.
• Cookies and similar technologies — a session cookie that keeps you signed in, and advertising pixels on our public pages (see Section 4).
• Email events — delivery, bounce, and unsubscribe status for messages we send you.

2. How We Use Information

• Operating the Services: accounts, challenges, funded accounts, and payouts.
• Security and fair play: fraud prevention, multi-account detection, and review of prohibited practices.
• Compliance: know-your-customer and anti-money-laundering checks where required before payouts.
• Transactional communications: receipts, login links, challenge and payout notifications.
• Product communications you can opt out of at any time via the unsubscribe link in any such message.
• Analytics and advertising measurement (see Section 4).
• Meeting our legal obligations.

3. How We Share Information

We do not sell your personal data. We share it only as described below:

• Payment processors — Stripe (card payments) and CoinPayments (cryptocurrency payments).
• Identity verification providers — where KYC is required for a payout, the documents you submit are processed by our verification provider solely for verification and compliance.
• Service providers — SendGrid (transactional email), Supabase (database hosting), and Cloudflare (networking and security), each processing data on our behalf under their own safeguards.
• Advertising platforms — X (Twitter) Ads receives conversion events from the pixel on our public pages (see Section 4).
• Legal — authorities or professional advisers where the law requires or permits it, or to protect our rights, users, or the integrity of the Services.

4. Cookies and Tracking Technologies

We use a session cookie to keep you signed in — the Services do not work without it. Our public marketing pages also load an X (Twitter) advertising pixel that reports page visits and purchases back to X so we can measure our advertising. You can block third-party pixels with browser settings or content blockers without affecting your ability to use the platform.

5. Data Retention

We keep account and trading records while your account exists and for as long afterwards as we need them for legal, accounting, or dispute-resolution purposes. Identity-verification documents are retained only as long as compliance requires. Email delivery logs and technical logs are kept on shorter cycles and deleted or anonymised when no longer needed.

6. Security

We protect your information with industry-standard measures: encrypted connections (TLS) across the Services, salted password hashing, access controls limiting who can reach production systems, and payment handling delegated to certified processors. No method of transmission or storage is completely secure; if we learn of a breach affecting your data we will notify you as the law requires.

7. Your Rights and Choices

Depending on where you live, you may have rights to access, correct, export, or delete your personal data, and to object to or restrict certain processing. To exercise any of these, email [email protected] from your account address. You can unsubscribe from non-essential email with one click in any such message; transactional messages (receipts, login links, payout notices) are part of operating your account.

8. Children's Privacy

The Services are for adults. We do not knowingly collect data from anyone under 18; if you believe a minor has created an account, contact us and we will delete it.

9. International Transfers

Our service providers may process data in countries other than yours. Where they do, we rely on their standard contractual safeguards for such transfers.

10. Changes to This Policy

We may update this Policy from time to time; the dates above reflect the current version. Material changes will be announced on the platform or by email, and continued use of the Services after changes take effect constitutes acceptance.

11. Contact Us

Questions about this Policy or your data: [email protected].